Student Loan Repeyment Calculator

Find oot hoo lang it'll tak tae pey back yer UK student loan, hoo muckle ye'll pey back aw thegither, an gin yer loan'll be written aff — based on yer pey, plan an graduation year.

Current loan balance

The amoont ye'r owin the noo. Ye can find this on yer Student Loans Company online accoont.

Year ye graduatit

Ye stairt peyin back the Aprile efter ye feenish yer course. Gin ye haena graduatit yet, pit in the year ye expect tae.

Repeyment plan

Yer plan depends on whan an whaur ye studied. Check yer repeyment plan details gin ye'r no shair.

Current yearly pey

Yer gross income afore tax an ither deductions, includin bonuses.

Expectit yearly pey growthie

Hoo muckle ye expect yer pey tae rise ilka year, on average.

%

Expectit yearly inflation

The repeyment threshold is reviewed ilka Aprile. We assume it growes in line wi inflation, sae a heicher figur means mair o yer pey stays ablo the threshold.

%

Monthly owerpeyment (optional)

Voluntary extra peyment ye'll mak ilka month on tap o the statutory deduction. Ye can mak voluntary repeyments straucht tae the Student Loans Company at ony time.

£

Estimates based on current plan thresholds an rates. Plan 2 interest scales wi income atween £29,385 an £52,485. Real-warld thresholds an rates can chynge ilka Aprile.